Don’t Be Baffled by the Bull****

When insurance people use industry jargon to explain your benefit plan, they do very little in explaining what terms like Deductible, Co-insurance, and Out-of-Pocket Maximun really mean.  Find out how easy it is to understand.

Co-Insurance

Co-insurance kicks in after the Deductible has been satisfied.  This is when the insurance company starts to help you pay the bill.  Having a bigger split isn’t always a bad thing.

It’s Free, So Get PAID!

Almost every medical and supplemental insurance compay out there provide incentives for preventative care.  Many of these incentives are CASH MONEY!  Are you leaving money on the table?

No Choice, No Voice

Most of the medical insurance carriers allow businesses of all sizes to offer multiple plans to their employees.  Yet brokers are still only putting one, maybe two, plans on the table for the business to choose from.  Why?!!  Give your employees access to multiple plans and let them employees choose what is best for them! 

My Baby Needs Some Milk!

For years we have been programmed that the three most important things in a benefit plan are Medical, Dental, and Vision.  I beg to differ!  Paycheck Protection is hands-down the most important thing you could have, second only to medical coverage.

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